RV Finance & Insurance Department

Make Your RV Dream a Reality

Purchasing an RV represents a big investment for even the most experienced RVer. If you're buying your first RV, the many loan options and extra requirements may seem overwhelming. Fortunately, RV Connections offers you the experience and knowledge to make the process quick and easy.

Steve Majure

Finance Manager Panama City Steve Majure

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Why Finance Your RV?

When you finance your RV purchase instead of liquidating assets or paying cash, you maintain your financial flexibility. Plus, your RV may qualify for some of the same tax benefits as a second home mortgage.

Of course, check with your tax advisor, but basically to qualify for benefits, such as deductibility of interest on the loan, the RV must be used as security for the loan along with providing basic living accommodations such as a sleeping area, bathroom, and cooking facilities.

Remember the RV is considered a qualified second residence as long as you designate it for each tax year.

What are the advantages of financing through our RV lending specialists?

Lower Down Payments

Although final terms are determined based on your credit profile and the age, type and cost of the RV being purchased, financing through our RV lenders usually requires down payments of as little as 10%.

Finance Terms are Longer / Monthly Payments are Lower

Because our RV specialists know RVs can maintain their value, it's not uncommon to find 15-20 year repayment schedules to help you afford the RV of your dreams. Longer repayment schedules means lower manageable monthly payments.

The Bottom Line On RV Financing

Your RV might actually cost you less in the end if you finance your purchase. By not tapping your financial assets to purchase the RV, you can take advantage of attractive new investment opportunities that might come along, and the earnings from those investments can potentially exceed the cost of your RV financing.

If you are thinking of buying a new or used RV, you should check financing options to maximize your purchase enjoyment. You'll be on the road enjoying your new RV before you know it! Contact us today with any questions.

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